Free Delivery
2 Year Warranty
Easy Installments
You can easily split the purchase into multiple payments without needing to make arrangements with your banks. Once your order is placed you do not need to take any action, we take care of the rest.
Instant Approval, No Documents - All Online
Your purchase is instantly approved by your bank without the need of any documentation or bank visit. Convenient installments without the hassle, right at your fingertips.
Participating banks
SAB
Minimum Purchase : SR 500 for 3 month, SR 1000 for 6 and 12 months, SR 5000 for 24 months
Maximum Purchase : Cardholder limit
Installment Period : 3, 6, 12 and 24 months
Interest Rate : 0% for 3, 6 and 12 months, 24% for 24 months
Processing Fees : SR 0 for 3, 6 and 12 months, SR 57.5 for 24 months
Bank Aljazira
Minimum Purchase : SR 1000
Maximum Purchase : Cardholder limit
Installment Period : 3, 6, 9 and 12 months
Interest Rate : 0% for 3 months, 1.5% for 6 months, 1.2% for 9 months, 1% for 12 months
Processing Fees : SR 50
Emirates NBD
Minimum Purchase : SR 1000
Maximum Purchase : SR 35000
Installment Period : 3, 6, 9 and 12 months
Interest Rate : 1.5%
Processing Fees : SR 0
Saudi Investment Bank
Minimum Purchase : SR 500
Maximum Purchase : Cardholder limit
Installment Period : 3, 6 and 12 months
Interest Rate : 0
Processing Fees : 1% for 3 months, 1% for 6 months, 2% for 12 months
Riyad Bank
Minimum Purchase : SR 1000
Maximum Purchase : Cardholder limit
Installment Period : 3, 6 and 12 months
Interest Rate : 0.5% for 3 months, 0.75% for 6 months, 1% for 12 months
Processing Fees : SR 50
AlRajhi Bank
Minimum Purchase : SR 500
Maximum Purchase : Cardholder limit
Installment Period : 3, 6, 9, 12 and 24 months
Interest Rate : 0% for 3 months, 0.90% for 6, 9, 12, and 24 months
Processing Fees : -
Frequently asked questions
Am I eligible to purchase on Installments?
If your bank is on the list of participating banks, then you are eligible for Installments.
How does it work?
Very simple. Select “Installment with banks” option on checkout and enter your card details on payment page. You will automatically see the various installment options. At the end of each month, your bank will automatically deduct the installment amount. So you don’t need to call your bank or do anything at all after your order is placed.
The full amount of the purchase will be deducted from your credit limit by the bank but your monthly payment will be exactly the amount you see on installment options on payment page.
Example: You purchase electronics from Redsea worth SR10,000 using SAB credit card on 12 month installments. Your interest rate will be 0% and processing fee will be SR208.95. On completing purchase your credit limit will be reduced by SR10,000 and the monthly payment you will make for 12 months will be SR833.33. The following table explains what will happen each month:
| Month | Purchase | Credit Payment | Credit Limit |
|---|---|---|---|
| 0 | 10,000 | 0 | 0 |
| 1 | 0 | 833 | 833 |
| 2 | 0 | 833 | 1,677 |
| 12 | 0 | 833 | 10,000 |
What are the purchase limits?
Each bank has its own limit, see bank details above for all the information.
I don’t see my bank listed, can I still use this payment option?
Unfortunately, you will only be able to convert your purchase to installment if you use a card from any of the participating banks listed above. If you use a card of any other bank, then you will have to pay in full.
Can I use MADA card to apply for installments?
You can only use credit card from one of the participating banks listed above. If you use MADA card instead, you will not see any installment options and will be required to pay the full amount.
Are there are additional charges if I use bank installments?
There are two types of charges - Interest and processing fee. Most banks offer zero interest installments plus a small processing fee. These rates can vary by bank and the duration of installment. Please refer to bank details above for exact rates.
I don’t see installment options after entering card details
If you don’t see installment options after entering your card details on payment page then it could be one of these 3 reasons:
1. Your purchase amount is lower than minimum purchase amount required to activate installments
2. You did not use credit card of one of the participating banks
3. Your credit card details are incorrect
How do I know if installment are activated?
If you are able to complete the purchase after selecting an installment option on payment page then your purchase is accepted and installments will be activated by your bank automatically within 6-8 working days.